COVID-19 Update: To best serve our clients, our office will remain open for business. To protect your safety in response to COVID-19, we are offering our clients the option to meet with us by telephone or video conferencing. Please call our office if you’d like to discuss your options.
We are Attorney John R. Bates, experienced and nationally known bankruptcy attorney and Attorney James F. Hausen, experienced bankruptcy attorney. Together we have a combined 55 years of legal experience. We do only consumer bankruptcies and have filed thousands of them for residents of Northeast Ohio.
You may be wondering if or how a bankruptcy record could affect your future employment opportunities. Taking a comprehensive approach to your current and future financial and employment situation is always a good idea. But before you get overwhelmed, know that with some steady legal advice and a professional by your side, you can successfully navigate through.
There are several reasons why a person may decide to file for chapter 13 bankruptcy above any other type. Put simply, if you find yourself in what feels like insurmountable debt, but your income level and monthly disposable income disqualify you from filing for chapter 7 bankruptcy, then chapter 13 bankruptcy is generally your best option.
If you’re facing bankruptcy in the near future, it could sound like a great idea to take off and enjoy life for a bit, before things get real––the complexities of bankruptcy can weigh anyone down. But is it okay to head out on a vacation before filing for bankruptcy? There are some key factors that surround this question, and we’re here to explain.
If you have the dream of owning your own home, but you’ve just been through a chapter 7 bankruptcy, that goal could feel a long way off. We want you to be sure of one thing: all hope is not lost. In this blog article, learn some key steps to take if homeownership is something you want to achieve in the future.
Here at Bates & Hausen LLC we work day in and out with folks who are going through bankruptcy, so we usually share information directly related to their concerns. But there is another side to this coin: the creditors. So today we’re going to focus on creditors’ bankruptcy questions, one of which is why it can take so long to receive their chapter 11 bankruptcy payout.
Some folks think of chapter 11 bankruptcy as a quick-fix solution while others assume the worst. For business owners, that could mean missing out on a chance for debt relief. So let’s get to the bottom of some commonly held notions and find the truth amid the misconceptions.
We offer free initial consultations by phone or in person and in the evening (by phone) if you prefer.
Our fees are highly competitive and we offer special fee arrangements in appropriate cases. Call and we will be happy to tell you what your case would cost. You can retain us with only a small payment and you can make payments on the rest of the fee before the case is filed. YOU choose the amount and timing of the payments.
If you change your mind about filing before your case is filed, we will retain only the money you paid us that has been earned and will provide you with a complete accounting. The rest will be promptly refunded to you. To file your case, we require you to come to our office only once (to review and sign the papers to be filed). Many attorneys require three or more visits. Of course, you can visit us in person more often if you wish.
After your bankruptcy is over, we will continue to answer questions about your bankruptcy even years later at no extra charge. You can always call on us.
We offer an unusually high level of expertise in chapter 13 bankruptcies, having two employees (attorney and paralegal) who are experienced former employees of the Chapter 13 Trustee. This is an important advantage you will not find in other firms.
We do not try to sell you on bankruptcy. We explain your options and help you make the right decision. If you file, your case will be filed in the federal bankruptcy court, not in your local county court. And we promise you prompt, polite, professional service.
Since the 2005 bankruptcy code changes, it has become more difficult for Akron, New Philadelphia, Wooster, New Philadelphia, Cleveland, Youngstown, and residents all over Northeast Ohio to file for bankruptcy. More people today are attempting to file on their own with do-it-yourself kits and end up regretting the decision of not hiring a locally experienced bankruptcy attorney. There are various types of bankruptcies which is why it is so essential to choose the right bankruptcy lawyer who will provide the kind of experience you need to handle your particular case and determine the proper bankruptcy type that would suit you best. John R. Bates and James F. Hausen can educate you about what protection you need for your unique circumstances and work with you to reach the best solution.
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