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  • Can You File for Bankruptcy Twice? | Ohio Bankruptcy Attorneys
    You may have filed for bankruptcy in the past and may find yourself in a situation where you need to file a second time, but don’t know if you can or not. Read on to find out your options.
  • What Happens If You Owe Taxes and Are Unable to Pay Them?
    Tax time is never the most pleasurable part of spring. Read our blog post to learn what you can do if it is determined that you owe taxes, but you are unable to pay them.
  • 3 Simple Ways to Spot A Debt Relief Scam
    Ohio residents who are stuck in a cycle of credit card debt are becoming prime targets for debt relief scam artists who know exactly which buttons to push.
  • The Importance of Legal Representation for Bankruptcy
    When someone is struggling with the amount of debt they are in, it may be the best decision to file for bankruptcy and look into the legal representation available to make sure that you are taking the right path.
  • The bankruptcy means test is not a simple form, and many people make mistakes on the form, therefore being denied or delaying their bankruptcy. Learn some of the common mistakes of the bankruptcy means test to avoid in order to successfully file for Chapter 13 bankruptcy.
  • Are you considering filing bankruptcy but aren't sure if that's the best thing for you? Learn more about the two most common types of bankruptcy, Chapter 7 and Chapter 13.
  • Many debtors find Chapter 7 bankruptcy to be more favorable than Chapter 13 bankruptcy because the former wipes out all outstanding qualifying debt while the latter requires the payment of some debts. While this sounds good on paper, it is not that simple.
    Each bankruptcy option serves a unique purpose. For instance, a homeowner hoping to save their home from being foreclosed on will not find the...
  • While bankruptcy can eliminate some types of debt, not all types of debt are eliminated. Keep reading to learn more.
  • In Chapter 7 bankruptcy the automatic stay prevents any lawsuit and any action on your property. The trustee will then sell your property to settle your debts. This article describes Chapter 7 bankruptcy, its rules, and who is eligible for relief under the bankruptcy code.
  • In most cases, bankruptcy will not affect your current job. However, it may, when and if you engage non-governmental organizations in the future.
  • The decision to file bankruptcy is a serious one that should only be undertaken after carefully considering all the implications.
  • The number of people filing for Chapter 7 bankruptcy across the United States has risen at a drastic rate. According to statistics, approximately 1.5 million people file for bankruptcy every year, and 97% of those filings are individuals.
  • Foreclosure can be a tough situation to face, particularly in the Akron, Canton, and Wooster areas of Ohio. If you are in a challenging financial position such that your house is being foreclosed on, it’s unlikely you’ll have enough funds to pay the reinstatement fees, attorney’s fees, and other things required to halt a foreclosure.
  • A Chapter 7 bankruptcy—commonly referred to as a “liquidation” bankruptcy—is usually the simplest form of bankruptcy. When filing a 7, the debtor must first pass a means test requirement.
  • When you decide to file for bankruptcy, you’re going to be facing a few decisions to make. One such decision is exactly what type of bankruptcy you want to file for. There are two common types—Chapter 7 and 13—as well as others (such as Chapter 11) that are outside the scope of this blog. Most likely you will be deciding between a 7 and 13. To help you make your choice, here are a few key differences between the two.
  • Sometimes, even if you have made all the right choices, bad things just happen to you. Perhaps you made some investments that didn’t pan out. Or, perhaps you went through a divorce and saw your income reduced. Or maybe you were unfortunate enough to suffer a catastrophic illness or injury and now you are swimming in medical bills
  • You want to file chapter 13 and you can't afford your house payments. You also want to move out of the house and be not responsible for the maintenance and the HOA fees on it.
  • Once in a while, a prospective client will tell me that they are receiving an inheritance and they want to file for bankruptcy. I then explain to them that the inheritance would be part of the bankruptcy estate and the money would have to be turned over to the Trustee which would then be used to pay their debts.
  • Sometimes I receive a phone call from a person stating "I want to file a chapter 7. What are your fees?" They ask the question as if they know for sure they will file a chapter 7. I then explain to them I know nothing about them.
  • Why should I file Chapter 13 if I was forced into it due to disposable income?
  • Can I Discharge any Debt in a Divorce Decree?
  • How Do You Strip a Judgment Lien in Bankruptcy?
  • Lately in the field of bankruptcy attorneys, I have noticed a lot of attorneys are starting to advertise cheap attorney fees in the Akron, Canton, Cleveland, Wooster, New Philadelphia area. But is cheaper necessarily better?
  • Sometimes a client comes in for a bankruptcy consultation and during the consultation I find out that part of the reason they have a hard time making ends meet is they have a second mortgage on their house
  • In our last blog, we talked about how filing for bankruptcy can actually get rid of some of your taxes. But what if the taxes that would be discharged in your bankruptcy already have a lien filed against you?
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