Bates & Hausen has changed names. We are the same law firm but are now Hausen Law.

Home   ›   Blog


  • Bankruptcy Questions Answered: Should I File for Bankruptcy? – Advantages and Benefits

    Could there be ways that a bankruptcy filing could be strategic? The short answer: yes! In this article we’ll get into some of the immediate and long term advantages and benefits that a bankruptcy attorney can help you to take advantage of.

    Read More »

  • Special Announcement: New Law Firm Name

    A special announcement from James Hausen

    Read More »

  • Top 5 Reasons for a Bankruptcy Filing

    Some of the root causes of bankruptcy are out of the average person’s control, and more often than not several factors combine to create a financial circumstance that feels hopeless. But this is why bankruptcy was created–it’s a safeguard and a way to start anew. Here are the top 5 reasons that people find themselves facing bankruptcy.

    Read More »

  • Bankruptcy Questions Answered: What is a Preference Payment in Bankruptcy?

    If you find yourself staring down insurmountable debt, a natural reaction could be to throw whatever money you do have toward one or more creditors in a desperate attempt to solve the problem. The sooner you make one source of debt disappear, the quicker you can get on the road to financial recovery, right? Well, as with so many things, the answer is that it depends on several factors–a major one being if you end up needing to or are already planning to file for bankruptcy.

    Read More »

  • Does Filing For Bankruptcy Affect My Employment Now and in the Future?

    You may be wondering if or how a bankruptcy record could affect your future employment opportunities. Taking a comprehensive approach to your current and future financial and employment situation is always a good idea. But before you get overwhelmed, know that with some steady legal advice and a professional by your side, you can successfully navigate through.

    Read More »

  • Bankruptcy Questions Answered: I Was Forced Into Chapter 13 Bankruptcy Due to Disposable Income––Should I Still File?

    There are several reasons why a person may decide to file for chapter 13 bankruptcy above any other type. Put simply, if you find yourself in what feels like insurmountable debt, but your income level and monthly disposable income disqualify you from filing for chapter 7 bankruptcy, then chapter 13 bankruptcy is generally your best option.

    Read More »

  • Bankruptcy Questions Answered: If I’m Planning to File for Bankruptcy, Can I Still Take a (Pre-Paid) Vacation?

    If you’re facing bankruptcy in the near future, it could sound like a great idea to take off and enjoy life for a bit, before things get real––the complexities of bankruptcy can weigh anyone down. But is it okay to head out on a vacation before filing for bankruptcy? There are some key factors that surround this question, and we’re here to explain.

    Read More »

  • Bankruptcy Questions Answered: How Do I Qualify for a Mortgage After Chapter 7 Bankruptcy?

    If you have the dream of owning your own home, but you’ve just been through a chapter 7 bankruptcy, that goal could feel a long way off. We want you to be sure of one thing: all hope is not lost. In this blog article, learn some key steps to take if homeownership is something you want to achieve in the future.

    Read More »

  • Why It Can Take So Long for Payout Recovery in Chapter 11 Bankruptcy

    Here at Bates & Hausen LLC we work day in and out with folks who are going through bankruptcy, so we usually share information directly related to their concerns. But there is another side to this coin: the creditors. So today we’re going to focus on creditors’ bankruptcy questions, one of which is why it can take so long to receive their chapter 11 bankruptcy payout.

    Read More »

  • 5 Common Misconceptions About the Chapter 11 Bankruptcy Process

    Some folks think of chapter 11 bankruptcy as a quick-fix solution while others assume the worst. For business owners, that could mean missing out on a chance for debt relief. So let’s get to the bottom of some commonly held notions and find the truth amid the misconceptions. 

    Read More »

  • How to Spot a Debt Relief Scam [2022 Update]

    Ohio residents who are stuck in a cycle of credit card debt are becoming prime targets for debt relief scam artists who know exactly which buttons to push. We’ll also offer another, better option to give you the debt relief you’re looking for.

    Read More »

  • Bankruptcy Questions Answered: What is a Chapter 11 Reorganization Plan?

    If your business is in a place where bankruptcy seems like the best way forward, it’s likely that you’ll be looking at a chapter 11 filing. Unlike chapters 7 and 13, chapter 11 bankruptcy is a way for businesses of all sizes to reorganize debt and initiate a plan to repay creditors, all while keeping their doors open. 

    Read More »

  • Can I Discharge Any Debt in a Divorce Decree? [2021 Update]

    As seasoned bankruptcy attorneys, we can help clients who have already been divorced prior to filing for bankrupcy. Let’s uncover the answer to this common bankruptcy question, centering our reply around chapter 7 and chapter 13 bankruptcy, the most common options for an individual in financial straits. For those whose unsecured debt exceeds standard limits, chapter 11 is also an option.

    Read More »

  • Filing for Bankruptcy in Ohio: How Much Does it Cost? [2021 Update]

    How much does it cost to file for bankruptcy? The cost of filing for bankruptcy in Ohio can be influenced by multiple factors: the type of bankruptcy you are filing, attorney fees, where you live, the complexity of your case, and the details of your income and debts.

    Read More »

  • How Does Bankruptcy Affect Your Credit Score?

    Filing for bankruptcy at any time in your life can be a stressful, emotionally-taxing experience. But it’s never more difficult to take the bankruptcy route than when you also have long-term goals of buying a home or making another major purchase. You likely realize that bankruptcy can affect your credit score, but how much, and for how long?

    Read More »

  • Bankruptcy Questions Answered: Can I File for Bankruptcy on Student Loans?

    More and more individuals are finding it difficult to both support themselves and pay off the debt that helped them get an education. This friction leads many to wonder about student loan debt in bankruptcy – what are the guidelines, and is it even possible? At Bates and Hausen, LLC our Northeast Ohio Bankruptcy Attorneys can help you tackle this common concern.

    Read More »

  • Bankruptcy Questions Answered: Can I File For Bankruptcy Online in 2021?

    In-person events and meetings are happening more frequently, workers are returning to offices, and travel is possible again. But what does the return to in-person spell for bankruptcy proceedings? Can you file for bankruptcy online going forward?

    Read More »

  • How Can A Bankruptcy Attorney Help Me With Payday Loans?

    If finances are tight and you need some cash in hand to take care of bills or necessities, a payday loan might seem like an easy answer. But if things snowball and you see no way out, filing for bankruptcy might seem like your only way forward. Let’s look into the details and learn whether an Ohio bankruptcy filing could help.

    Read More »

  • Can You File Bankruptcy for Personal Loans?

    When bankruptcy seems like the only way through, you’ll likely have a lot of questions. And whether you opt for chapter 7 bankruptcy or chapter 13 bankruptcy, a big question will be whether you can discharge, or eliminate your personal loans as part of the filing process. As always, there are exceptions and details to discuss, and we'll help clear them in this article.

    Read More »

  • What Are the Benefits of Chapter 11 Bankruptcy?

    Whether your business is a large corporation or a smaller enterprise, Chapter 11 bankruptcy could be a beneficial move to keep it alive during an economic crisis. In this article, we will focus on how a Chapter 11 filing can help your business recover.

    Read More »

  • How Do Virtual Court Hearings Work in Ohio?

    All across Ohio, courts continue to be closed to the public due to the ongoing COVID-19 pandemic. But many of our clients still need to initiate or finalize bankruptcy proceedings. To ensure that they are safe and well taken care of during these difficult times, increased use of technology is vital. So we’re here to explain the ins and outs of virtual court hearings and to put your mind at ease.

    Read More »

  • Can I Keep My Car if I File for Chapter 7 Bankruptcy?

    If you find yourself in a place where bankruptcy is the only way forward, you might wonder how the process will affect your personal belongings, especially your car. Here we will discuss the variables that come into play along with some smart steps and strategies to help you keep your car when filing for Chapter 7 bankruptcy.

    Read More »

  • Can I Keep My Car if I File for Chapter 13 Bankruptcy?

    If you find yourself in a place where bankruptcy is the only way forward, you might wonder how the process will affect your personal belongings, especially your car. Here we will discuss the variables that come into play along with some smart steps and strategies to help you keep your car when filing for Chapter 13 bankruptcy.

    Read More »

  • Debt Consolidation or Bankruptcy: Which is Right for You?

    Sometimes it gets to a point where you are unable to pay your bills and are also unable to service your obligations. In this guide, we’ll take a look at the benefits and disadvantages of bankruptcy and debt consolidation to help you make a better choice for your financial well-being.

    Read More »

  • What Should I Do About Creditors Calling After Bankruptcy?

    Some who have completed Chapter 7 bankruptcy still deal with calls from creditors. Find out what you can do to stop the harassment.

    Read More »

Free Bankruptcy Consultations!

Contact Us

For more information please fill out the form below.

(*) - Required field

E-Mail Address
Comments or Questions