If finances are tight and you need some cash in hand to take care of bills or necessities, a payday loan might seem like an easy answer. But if things snowball and you see no way out, filing for bankruptcy might seem like your only way forward. Let’s look into the details and learn whether an Ohio bankruptcy filing could help.
When bankruptcy seems like the only way through, you’ll likely have a lot of questions. And whether you opt for chapter 7 bankruptcy or chapter 13 bankruptcy, a big question will be whether you can discharge, or eliminate your personal loans as part of the filing process. As always, there are exceptions and details to discuss, and we'll help clear them in this article.
Whether your business is a large corporation or a smaller enterprise, Chapter 11 bankruptcy could be a beneficial move to keep it alive during an economic crisis. In this article, we will focus on how a Chapter 11 filing can help your business recover.
All across Ohio, courts continue to be closed to the public due to the ongoing COVID-19 pandemic. But many of our clients still need to initiate or finalize bankruptcy proceedings. To ensure that they are safe and well taken care of during these difficult times, increased use of technology is vital. So we’re here to explain the ins and outs of virtual court hearings and to put your mind at ease.
If you find yourself in a place where bankruptcy is the only way forward, you might wonder how the process will affect your personal belongings, especially your car. Here we will discuss the variables that come into play along with some smart steps and strategies to help you keep your car when filing for Chapter 7 bankruptcy.
If you find yourself in a place where bankruptcy is the only way forward, you might wonder how the process will affect your personal belongings, especially your car. Here we will discuss the variables that come into play along with some smart steps and strategies to help you keep your car when filing for Chapter 13 bankruptcy.
Sometimes it gets to a point where you are unable to pay your bills and are also unable to service your obligations. In this guide, we’ll take a look at the benefits and disadvantages of bankruptcy and debt consolidation to help you make a better choice for your financial well-being.
Some who have completed Chapter 7 bankruptcy still deal with calls from creditors. Find out what you can do to stop the harassment.
Many wonder what comes after Chapter 7 bankruptcy discharge. Find out how to make the most of your benefits of the fresh start in both the short term and the long term.
Whether or not you qualify for bankruptcy will depend on your individual situation. Find out what factors you need to consider before deciding to file.
The law in Ohio states that you will be eligible to file for bankruptcy under Chapter 7 if your current annual earnings fall below the median earnings of a household that is similar in size to yours.
You probably have a lot of questions about bankruptcy like: Will you lose your house? How much cash can you keep when filing Chapter 7 in Ohio? We have information about the exemptions you are allowed to have here in Ohio when you file Chapter 7.
For those who were in the midst of a bankruptcy proceeding or who now see bankruptcy as their only way forward, questions about how COVID-19 will change the immediate future could loom large.
Filing for bankruptcy can seem to be a confusing or even frustrating process. Gain a better understanding of this process and hopefully eliminate some of the frustration.
Find out if your cell phone is considered an asset during the bankruptcy process.
Whether you file for Chapter 7 or Chapter 13, the one thing that is universal is that you will have to prove your income. For people who work as an employee and get a W-2 that is not too hard. However, for independent contractors or the self-employed, proving your income may be a little trickier.
If you recently went through a bankruptcy, and you need to know the date of your bankruptcy discharge, read about a few different things you can do to find it.
Learn about the differences between a joint account vs. an authorized user as well as the implications that Chapter 7 bankruptcy can have on either type of account.
Some people are apprehensive about having to appear at the bankruptcy court. Learn more about the 341 meeting so that you can allay your fears.
Find out if you need to include VA Disability payments on the means test.
Dealing with illness and injury can be stressful and debilitating. The frustrations are made worse by unexpected medical bills.
Many people’s fear of bankruptcy is based on what they’ve heard about the consequences that may follow. Thankfully, these fears are often unfounded.
We've compiled some cost data about Ohio bankruptcies so that you can get an idea of how much yours might cost to file.
You may have filed for bankruptcy in the past and may find yourself in a situation where you need to file a second time, but don’t know if you can or not. Read on to find out your options.
Tax time is never the most pleasurable part of spring. Read our blog post to learn what you can do if it is determined that you owe taxes, but you are unable to pay them.
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